How to get discount on your temporary car insurance

If you live  in the UK you have the opportunity of buying economical temporary car insurance as a substitute of always  going for a standard  annual policy. Temporary car insurance will cover your vehicle for one day or one month or practically any time you want. You can even arrange it on a flexible  pay as you go basis, so you only pay for what you require. There are times at what time you must to cover your vehicle for a very  short length of time, which is when this type of cover really  comes into its own. Opting for cover that lasts many months is then a waste of money in these circumstances, so you could opt for temporary car insurance in such situations.

The internet is full up of organizations that offer temporary policies for your vehicle or truck. There are even organisations that specialise in temporary car insurance due to the fact that there is now large demand  for it. These organisations will have prices for many options that you can without difficulty evaluate. You may possibly discover that your common car insurer does not sell temporary insurance for the reason that not all companies supply it, on the contrary there are notwithstanding heaps of other that do. You can get these and evaluate them rapidly online.

Periods When You Might Need Temporary Car Insurance

There are many times that you require a short term policy when you acquirea new car. Like a lot of online transactions, it is very easy to pick up temporary insurance and it is quick moreover. It is simpler as well for you to purchase short term car insurance on your new vehicle than it is to find  a more permanent  type of cover. Arranging temporary car insurance means that you can drive you car home straight away as soon as you've bought it from the dealer. As soon as you have your new car, performing a prompt Google search will facilitate you to unearth a competetive car insurance quote that best meets your needs for both your car and your own personal circumstances.

Every now and then you might have to use someone else's car for an emergency for example. Possibly your car might be getting fixed, which means that you do not have to purchase cover for a full year on the vehicle you are using as you will only be using it for a few days. Going for temporary car insurance would be the way to go.  So the solution is just to source a policy for the few days you will be using the car.  So for a nominal sum, you are able to insure your car for a small period, safe in the knowledge that you have cover anything come about.

How To Souce Cheap Temporary Car Insurance

If you live in the UK, then you might already know this trick, but if you're from the USA you might not. One of the biggest current markets are insurance comparison websites. You can exploit these for your own ends like this:

Enter your details once into the comparison website.

They will then search the insurance companies that they have on their system and display a list of results and quotes. Normally, the cost will be displayed along with the name of the company, so you know immediately  the cost and the company that is making you the offer.

Clicking the link on the comparison site to the insurance company and buying that way gets a commission for the car insurance comparision quote site, so don't do that.  Here's what you should do...

When you get the results, decide which one you like best, get in touch with company yourself. You already know how much they quoted you so you want to try and get that even cheaper.

Give them a call and and ask for discount!

Yes, you need to telephone the car insurance company and speak to someone.

Lets assume you get a car insurance comparison quote and a list of 30 results. The cheapest is say $50 and the most expensive is $140. Now visit the website of the cheapest quote, find out the phone number, and give them a ring.  Ask for a quote, stress that you're a new customer and say their company was recommended by a friend.

Give them your details and let them provide you with a quote. It will probably be in the region of what you were quoted via the comparison website, but not necessarily the same.

After they tell you the cost, tell them it's too high and say you have already done some price comparisons online and you can get the same cover for less with (and choose a company that was close to your quote on the comparison site). They will probably know you're trying to pull a fast one, but it's all part of the game!

Remember that they were prepared to give away a percentage of the premium to the comparison website as commission, so there is some room for them to offer you a discount. So ask them outright if they can give you any discount as a new customer. Just asking will nearly always work, and you will usually get 10 to 15 percent discount.

If not, ask for some extras such as free recovery, or legal protection.